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Find a local independent mortgage broker near you. Secure the best home loan for your situation by utilizing a mortgage broker over a bank.
"Mortgage brokers are an integral part of the home-buying process and we work as partners together to ensure a smooth, timely transaction and that closings take place on time. Working with a mortgage broker has opened a lot of doors for me and my buyers." - Molly H.
Introducing Zillow Home Loans Get pre-approved and take a big step toward buying your new home. Request your pre-approval. Find a local lender We have participating mortgage lenders in every state. Find a lender. Check rates in one place Compare rates from dozens of lenders, all in one place.

Videos

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    Broker Mentoring - So you want to be a Mortgage Broker?
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    Mortgage Home Loan MYTHS 2019 | Top 5 Mortgage Myths When Buying a Home

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A mortgage broker is a professional who serves as a contact person between borrowers and lenders. Most real estate brokers are also in the business of brokering mortgages for potential home buyers.
What is a mortgage broker? A mortgage broker acts as a middle man between the homeowner and the mortgage lender. A broker can prepare your loan application, financial documents, and issue mortgage pre-approvals just like any lender can. A mortgage broker works with several mortgage lenders and banks and submits your loan file to them to issue the loan.
Mortgage Brokers vs. Banks. There are mortgage brokers, who work as middlemen between banks/mortgage lenders and borrowers on the wholesale end to secure financing for homeowners. And there are banks/lenders that work directly with homeowners to provide financing on the retail level.
A mortgage broker acts as a middleman between you and potential lenders. The broker’s job is to work on your behalf with several banks to find the best mortgage lenders who best fit your needs with the lowest rates. Mortgage brokers have a well-developed stable of lenders they work with, making your life easier.
If they offer you the choice between fee or commission, then they can call themselves 'independent'. If they don't, they can't – which is a bit confusing. No reputable broker should charge more than around 1% of the mortgage value, even for customers with a poor credit rating. If yours charges more, walk away.