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Web: Second Chance Checking Accounts Across the U.S. - NerdWallet
Second chance checking is an option if you've been rejected for an account due to a bad banking
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Second chance checking is an option if you've been rejected for an account due to a bad banking history. Accounts are available in all 50 states.
BBVA’s Easy Checking product is available as a second chance account to customers in Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas. There is a $13.95 monthly service charge to maintain the account.
Need a second chance or have bad credit history? Make an appointment to open a Wells Fargo Opportunity Checking account at one of our approximately 6,000 branches.
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Videos

  • Second Chance Checking Overview
    Second Chance Checking Overview
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    You've Opened a Second Chance Checking - What's Next?
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    Second Chance Checking Accounts - Qualify Easily
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    Second Chance Checking - Account Opening Instructions
  • Qualifications for a Second Chance Checking Account
    Qualifications for a Second Chance Checking Account

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Their “Second Chance Checking” account you get to keep many of the perks you get with their regular accounts, but you must sign up for E-Statements, there is a minimum direct deposit of $100, plus you have to pay a $10 monthly maintenance fee. Get an account online or visit their branches in DC, MD, PA, VA.
Easy Checking. An account for when you need a second chance. We want to help you build a brighter future. With Easy Checking, you can start over. You will enjoy Online and Mobile Banking, easy access to your funds, free customizable account alerts that notify you when your balance is running low, and a low $13.95 monthly Service Charge.
Woodforest National Bank has a Second Chance Checking program for customers who have faced challenges in the past. The company has branches in Alabama, Florida, Georgia, Kentucky, Louisiana, Illinois, Indiana, Maryland, Mississippi, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia and West Virginia.
A Second Chance Checking account can ONLY be opened if customer receives a limited approval through ChexSystems. The Second Chance Checking account may be closed at any time for any reason for delinquency (bad check writing, overdrafts, etc.) or fraud. Second Chance Checking is subject to BancorpSouth’s standard deposit policies and fees.
The BBVA website is simple and easy to interact with. There is a $25 minimum deposit required to open an account. You’re online approval is immediate. BBVA is one of the most friendly banks for those who need a second chance at a checking account. The entire process from start to finish takes about 3 minutes.
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